TellerScore

Streator Community Credit Union (NCUA charter #62939) is based in Streator, Illinois. Its Q2 2026 call report shows $42.3M in total assets and $37.2M in member shares and deposits and 1 office.

Streator Community Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 68th. Funding & liquidity contributes the most (100/100, 25% loans-to-deposits, 5% uninsured); capital cushion contributes the least (60/100, 10.97%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 10.97%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.43%
Earnings76/100
Return on assets (annualized): 1.40%
Funding & liquidity100/100
Loans ÷ shares: 25.0% · 4.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (73 → 80), mostly because the earnings component improved by 17 points.

TellerScore
707580Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202470
Q3 202470
Q4 202472
Q1 202574
Q2 202573
Q3 202574
Q4 202575
Q1 202677
Q2 202680
Net worth ratio
7.00%9.14%11.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.08%
Q3 202410.47%
Q4 202410.74%
Q1 202510.58%
Q2 202510.62%
Q3 202511.08%
Q4 202511.29%
Q1 202611.09%
Q2 202610.97%
Delinquent loans (60+ days)
0.41%0.60%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.51%
Q3 20240.74%
Q4 20240.61%
Q1 20250.41%
Q2 20250.59%
Q3 20250.78%
Q4 20250.74%
Q1 20260.56%
Q2 20260.43%
Return on assets
0.67%1.03%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.67%
Q3 20240.76%
Q4 20240.82%
Q1 20250.85%
Q2 20250.97%
Q3 20251.06%
Q4 20251.11%
Q1 20261.21%
Q2 20261.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$42.3M10.97%0.43%1.40%25.0%
Q1 202677$40.3M11.09%0.56%1.21%25.4%
Q4 202575$38.5M11.29%0.74%1.11%25.9%
Q3 202574$38.1M11.08%0.78%1.06%24.9%
Q2 202573$38.6M10.62%0.59%0.97%24.1%
Q1 202574$37.8M10.58%0.41%0.85%24.5%
Q4 202472$36.5M10.74%0.61%0.82%25.9%
Q3 202470$36.5M10.47%0.74%0.76%26.4%
Q2 202470$37.1M10.08%0.51%0.67%26.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.97%
24th
Problem loans0.43%
61st
Net charge-offs0.21%
46th
Return on assets1.40%
82nd
Loans to deposits25.0%
93rd
Uninsured deposits4.7%
23rd
Loan-loss reserves0.00%
37th
Texas ratio0.9%
68th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Northwest Municipal Federal Credit UnionCredit union Des Plaines, IL86 out of 100, Very strong$41.4M13.7%0.09%vs
Planites Credit UnionCredit union Chicago, IL69 out of 100, Moderate$39.8M11.3%0.85%vs
Blackhawk Area Credit UnionCredit union Savanna, IL79 out of 100, Strong$39.1M13.4%0.13%vs
Fox Valley Credit UnionCredit union Aurora, IL80 out of 100, Strong$45.5M15.8%0.40%vs
Bloomington Municipal Credit UnionCredit union Bloomington, IL87 out of 100, Very strong$45.7M13.5%0.10%vs
Sherwin Williams Emp. Credit UnionCredit union South Holland, IL71 out of 100, Strong$37.0M13.6%0.94%vs

Deposit insurance

Is my money safe at Streator Community Credit Union?

Yes. Streator Community Credit Union is a federally insured credit union (NCUA charter #62939). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.97%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Streator Community Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Streator Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62939
RSSD ID
254595
Primary regulator
State + NCUA
Established
1950
Headquarters
302 N Park S, Streator, IL 61364
Employees
12

Quick answers

Streator Community Credit Union: common questions

Is Streator Community Credit Union NCUA insured?

Yes. Streator Community Credit Union is a federally insured credit union (NCUA charter #62939). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Streator Community Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Streator Community Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Streator

InstitutionScoreAssetsCapitalProblem loansCompare
Ottawa Hiway Credit UnionCredit union Ottawa, IL100 out of 100, Very strong$16.3M16.7%0.00%vs
Peru Federal Savings BankBank Peru, IL87 out of 100, Very strong$208.5M16.4%0.28%vs
Streator Onized Credit UnionCredit union Streator, IL84 out of 100, Strong$423.3M15.6%0.47%vs
Financial Plus Credit UnionCredit union Ottawa, IL84 out of 100, Strong$607.4M13.2%0.45%vs
Spring Valley City BankBank Spring Valley, IL84 out of 100, Strong$207.0M13.9%0.18%vs
North Central BankBank Hennepin, IL82 out of 100, Strong$165.9M12.3%0.26%vs