Side-by-side · Q2 2026 data
Bank of Pontiac vs Streator Onized Credit Union
Metric by metric
| Measure | Bank of Pontiac | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 72 | 84 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 91 (stronger) | 84 |
| Earnings | 71 (stronger) | 67 |
| Funding & liquidity | 58 | 70 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 66th | 86th |
| Total assets | $1.2B | $423.3M |
| Deposits / shares | $1.0B | $354.0M |
| Capital ratio | 10.35% | 15.58% (stronger) |
| Problem loans | 0.27% (stronger) | 0.47% |
| Net charge-offs | 0.30% (stronger) | 1.21% |
| Return on assets | 1.28% (stronger) | 1.19% |
| Loans ÷ deposits | 82.9% (stronger) | 90.6% |
| Uninsured deposits | 32.6% | 4.6% (stronger) |
| Offices | 13 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Pontiac leads on 4 and Streator Onized Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pontiac, IL
- Dwight, IL