The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (88 → 84), mostly because the earnings component weakened by 14 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. Streator Onized Credit Union is a federally insured credit union (NCUA charter #68226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.6% of shares and deposits ($16.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Streator Onized Credit Union lists 7 offices in 5 cities. Most locations:

• Streator, IL (3)
• Dwight, IL (1)
• Morris, IL (1)
• Ottawa, IL (1)
• Pontiac, IL (1)

All branch addresses and map

In 2025, Streator Onized Credit Union reported 208 home-loan applications under HMDA (LEI 254900T1NXF0ZR9PMX05): 135 originated ($12,965,000 total), 53 denied, and 20 withdrawn or closed by the applicant. Its denial rate on decided applications was 28.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Streator Onized Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68226

RSSD ID

925578

Primary regulator

State + NCUA

Established

1940

Headquarters

912 N Shabbona St, Streator, IL 61364

Employees

128