Side-by-side · Q2 2026 data
Bank of Rantoul vs Milford Building and Loan Association
Bank
Milford Building and Loan Association
Milford, Illinois · Under $100 million in assets
Metric by metric
| Measure | Bank of Rantoul | Milford Building and Loan Association |
|---|---|---|
| TellerScore | 82 (stronger) | 51 |
| Capital cushion | 58 | 73 (stronger) |
| Loan quality | 100 (stronger) | 15 |
| Earnings | 81 (stronger) | 32 |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 82nd | 10th |
| Total assets | $285.8M | $28.1M |
| Deposits / shares | $223.3M | $24.5M |
| Capital ratio | 10.75% | 12.29% (stronger) |
| Problem loans | 0.00% (stronger) | 2.55% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.52% (stronger) | 0.31% |
| Loans ÷ deposits | 42.3% (stronger) | 75.4% |
| Uninsured deposits | 25.7% | 16.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Rantoul has the higher TellerScore (82 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Bank of Rantoul leads on 5 and Milford Building and Loan Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.