Side-by-side · Q2 2026 data
Bank of Richmondville vs Maple City Savings Bank, FSB
Metric by metric
| Measure | Bank of Richmondville | Maple City Savings Bank, FSB |
|---|---|---|
| TellerScore | 77 (stronger) | 55 |
| Capital cushion | 65 (stronger) | 45 |
| Loan quality | 94 (stronger) | 52 |
| Earnings | 48 (stronger) | 46 |
| Funding & liquidity | 99 (stronger) | 79 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 68th | 11th |
| Total assets | $185.9M | $121.8M |
| Deposits / shares | $166.4M | $108.4M |
| Capital ratio | 11.54% (stronger) | 9.46% |
| Problem loans | 0.18% (stronger) | 1.44% |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 0.70% (stronger) | 0.65% |
| Loans ÷ deposits | 50.1% (stronger) | 81.6% |
| Uninsured deposits | 16.3% | 6.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Bank of Richmondville has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Richmondville leads on 6 and Maple City Savings Bank, FSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.