Side-by-side · Q2 2026 data
Bank of Salem vs Community First Banking Company
Metric by metric
| Measure | Bank of Salem | Community First Banking Company |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 74 (stronger) | 53 |
| Loan quality | 40 | 100 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 80 | 89 (stronger) |
| Peer percentile | 47th | 61st |
| Total assets | $261.5M | $307.3M |
| Deposits / shares | $227.6M | $262.2M |
| Capital ratio | 12.43% (stronger) | 10.31% |
| Problem loans | 1.79% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.11% (stronger) |
| Return on assets | 2.03% (stronger) | 1.44% |
| Loans ÷ deposits | 86.2% (stronger) | 89.5% |
| Uninsured deposits | 15.2% (stronger) | 21.6% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Banking Company has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Salem leads on 4 and Community First Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.