Headquartered in Salem, Arkansas, Bank of Salem is a state-chartered bank (fed member) with $261.5M in total assets and $227.6M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1908.
Bank of Salem has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 36th. Earnings contributes the most (100/100, 2.03%); loan quality contributes the least (40/100, 1.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (84 → 71), mostly because the loan quality component weakened by 51 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 90 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 84 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 70 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.70% |
| Q3 2024 | 14.40% |
| Q4 2024 | 12.24% |
| Q1 2025 | 12.43% |
| Q2 2025 | 12.19% |
| Q3 2025 | 12.40% |
| Q4 2025 | 12.54% |
| Q1 2026 | 12.44% |
| Q2 2026 | 12.43% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.13% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.27% |
| Q3 2025 | 1.91% |
| Q4 2025 | 2.09% |
| Q1 2026 | 1.90% |
| Q2 2026 | 1.79% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.07% |
| Q3 2024 | 1.82% |
| Q4 2024 | 1.78% |
| Q1 2025 | 1.93% |
| Q2 2025 | 1.93% |
| Q3 2025 | 1.91% |
| Q4 2025 | 1.90% |
| Q1 2026 | 2.09% |
| Q2 2026 | 2.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $261.5M | 12.43% | 1.79% | 2.03% | 86.2% |
| Q1 2026 | 70 | $267.4M | 12.44% | 1.90% | 2.09% | 83.8% |
| Q4 2025 | 67 | $263.8M | 12.54% | 2.09% | 1.90% | 86.5% |
| Q3 2025 | 69 | $256.0M | 12.40% | 1.91% | 1.91% | 88.4% |
| Q2 2025 | 84 | $251.9M | 12.19% | 0.27% | 1.93% | 88.6% |
| Q1 2025 | 85 | $250.9M | 12.43% | 0.18% | 1.93% | 89.1% |
| Q4 2024 | 84 | $247.4M | 12.24% | 0.10% | 1.78% | 89.3% |
| Q3 2024 | 90 | $248.1M | 14.40% | 0.20% | 1.82% | 87.8% |
| Q2 2024 | 85 | $184.9M | 11.70% | 0.13% | 2.07% | 82.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Petit Jean State BankBank Morrilton, AR | 93 out of 100, Very strong | $260.0M | 16.9% | 0.63% | vs |
| FBT Bank & MortgageBank Fordyce, AR | 72 out of 100, Strong | $263.6M | 10.4% | 0.69% | vs |
| Bank of Little RockBank Little Rock, AR | 56 out of 100, Moderate | $252.9M | 8.6% | 0.51% | vs |
| Smackover State BankBank Smackover, AR | 68 out of 100, Moderate | $252.4M | 11.0% | 0.83% | vs |
| Bodcaw BankBank Stamps, AR | 60 out of 100, Moderate | $247.3M | 10.9% | 1.38% | vs |
| The First National Bank of Izard CountyBank Calico Rock, AR | 80 out of 100, Strong | $234.8M | 31.1% | 2.09% | vs |
Deposit insurance
Is my money safe at Bank of Salem?
Yes. Bank of Salem is an FDIC-insured institution (FDIC certificate #11243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.2% of deposits ($34.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Bank of Salem lists 4 offices in 4 cities. Most locations:
- Mammoth Spring, AR (1)
- Salem, AR (1)
- Stephens, AR (1)
- Viola, AR (1)
Identity & history
Profile
- Legal name
- Bank of Salem
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11243
- RSSD ID
- 931047
- Primary regulator
- FED
- Holding company
- Smith Associated Banking Corp
- Established
- December 9, 1908
- Headquarters
- 207 Church St, Salem, AR 72576
- Website
- www.bksalem.net
- Employees
- 48
Quick answers
Bank of Salem: common questions
Is Bank of Salem FDIC insured?
Yes. Bank of Salem is an FDIC-insured institution (FDIC certificate #11243). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Salem's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Salem ever failed?
There is no failure record for FDIC certificate #11243 in the FDIC failed bank list.
How many branches does Bank of Salem have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salem
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Izard CountyBank Calico Rock, AR | 80 out of 100, Strong | $234.8M | 31.1% | 2.09% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Community First Banking CompanyBank West Plains, MO | 75 out of 100, Strong | $307.3M | 10.3% | 0.00% | vs |
| Century Bank of the OzarksBank Gainesville, MO | 74 out of 100, Strong | $305.3M | 8.8% | 0.19% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| FNBC BankBank Ash Flat, AR | 69 out of 100, Moderate | $843.3M | 9.7% | 0.79% | vs |