Side-by-side · Q2 2026 data
Bank of Salem vs The First National Bank of Izard County
Metric by metric
| Measure | Bank of Salem | The First National Bank of Izard County |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 40 (stronger) | 30 |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 | 88 (stronger) |
| Problem-loan coverage | 80 | 93 (stronger) |
| Peer percentile | 47th | 77th |
| Total assets | $261.5M | $234.8M |
| Deposits / shares | $227.6M | $160.0M |
| Capital ratio | 12.43% | 31.14% (stronger) |
| Problem loans | 1.79% (stronger) | 2.09% |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 2.03% | 2.90% (stronger) |
| Loans ÷ deposits | 86.2% | 72.2% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 15.5% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Izard County has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Salem leads on 2 and The First National Bank of Izard County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.