Side-by-side · Q2 2026 data
Bank of Salem vs The Peoples Bank
Metric by metric
| Measure | Bank of Salem | The Peoples Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 74 | 86 (stronger) |
| Loan quality | 40 (stronger) | 26 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 74 (stronger) | 51 |
| Problem-loan coverage | 80 (stronger) | 78 |
| Peer percentile | 47th | 29th |
| Total assets | $261.5M | $195.9M |
| Deposits / shares | $227.6M | $136.8M |
| Capital ratio | 12.43% | 13.59% (stronger) |
| Problem loans | 1.79% (stronger) | 2.23% |
| Net charge-offs | 0.25% (stronger) | 0.28% |
| Return on assets | 2.03% (stronger) | 1.69% |
| Loans ÷ deposits | 86.2% (stronger) | 109.2% |
| Uninsured deposits | 15.2% | 6.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Salem has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Salem leads on 5 and The Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.