Side-by-side · Q2 2026 data
Bank of Salem vs West Plains Bank and Trust Company
Metric by metric
| Measure | Bank of Salem | West Plains Bank and Trust Company |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 74 (stronger) | 33 |
| Loan quality | 40 | 85 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 47th | 43rd |
| Total assets | $261.5M | $767.9M |
| Deposits / shares | $227.6M | $702.5M |
| Capital ratio | 12.43% (stronger) | 8.32% |
| Problem loans | 1.79% | 0.45% (stronger) |
| Net charge-offs | 0.25% | 0.02% (stronger) |
| Return on assets | 2.03% (stronger) | 1.73% |
| Loans ÷ deposits | 86.2% | 75.4% (stronger) |
| Uninsured deposits | 15.2% (stronger) | 23.0% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Salem has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of Salem leads on 4 and West Plains Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.