Side-by-side · Q2 2026 data
Bank of Salem vs Peoples Community Bank
Metric by metric
| Measure | Bank of Salem | Peoples Community Bank |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 76 (stronger) | 59 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 62 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 29th | 84th |
| Total assets | $147.0M | $735.2M |
| Deposits / shares | $132.9M | $599.8M |
| Capital ratio | 9.53% | 18.54% (stronger) |
| Problem loans | 0.71% (stronger) | 1.23% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.20% | 2.61% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 82.3% |
| Uninsured deposits | 38.4% | 29.0% (stronger) |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Salem leads on 2 and Peoples Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.