Bank of Salem (FDIC certificate #14349) is based in Salem, Missouri. Its Q2 2026 call report shows $147.0M in total assets and $132.9M in deposits and 2 offices.
Bank of Salem has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 144th. Problem-loan coverage contributes the most (90/100, 4.9%); capital cushion contributes the least (45/100, 9.53%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 57 |
| Q4 2024 | 56 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 63 |
| Q4 2025 | 61 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.56% |
| Q3 2024 | 8.50% |
| Q4 2024 | 8.41% |
| Q1 2025 | 8.88% |
| Q2 2025 | 9.11% |
| Q3 2025 | 9.50% |
| Q4 2025 | 9.30% |
| Q1 2026 | 9.25% |
| Q2 2026 | 9.53% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.71% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.65% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.83% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $147.0M | 9.53% | 0.71% | 1.20% | 68.8% |
| Q1 2026 | 64 | $147.2M | 9.25% | 0.66% | 1.06% | 66.8% |
| Q4 2025 | 61 | $144.9M | 9.30% | 0.69% | 0.83% | 68.7% |
| Q3 2025 | 63 | $140.1M | 9.50% | 0.66% | 0.88% | 71.3% |
| Q2 2025 | 61 | $141.4M | 9.11% | 0.71% | 0.90% | 70.4% |
| Q1 2025 | 60 | $143.4M | 8.88% | 0.71% | 0.89% | 71.0% |
| Q4 2024 | 56 | $148.4M | 8.41% | 0.78% | 0.69% | 68.9% |
| Q3 2024 | 57 | $148.4M | 8.50% | 0.76% | 0.65% | 73.0% |
| Q2 2024 | 57 | $146.6M | 8.56% | 0.71% | 0.65% | 75.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security Bank of Southwest MissouriBank Cassville, MO | 68 out of 100, Moderate | $146.8M | 12.7% | 2.18% | vs |
| Independent Farmers BankBank Maysville, MO | 71 out of 100, Strong | $146.5M | 10.5% | 0.66% | vs |
| First Independent BankBank Aurora, MO | 74 out of 100, Strong | $147.6M | 11.6% | 1.00% | vs |
| Peoples Bank Co.Bank Altenburg, MO | 67 out of 100, Moderate | $147.7M | 8.4% | 0.06% | vs |
| Jonesburg State BankBank Jonesburg, MO | 81 out of 100, Strong | $145.6M | 9.9% | 0.00% | vs |
| Peoples Bank of Wyaconda, MissouriBank Kahoka, MO | 78 out of 100, Strong | $148.5M | 10.6% | 0.02% | vs |
Deposit insurance
Is my money safe at Bank of Salem?
Yes. Bank of Salem is an FDIC-insured institution (FDIC certificate #14349). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.4% of deposits ($51.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.53%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Bank of Salem lists 2 offices in 1 city. Most locations:
- Salem, MO (2)
Identity & history
Profile
- Legal name
- Bank of Salem
- Type
- State-chartered bank
- FDIC certificate #
- 14349
- RSSD ID
- 426758
- Primary regulator
- FDIC
- Holding company
- Judson Young Memorial Education Foundation
- Established
- October 10, 1883
- Headquarters
- 100 W 4th St, Salem, MO 65560
- Website
- www.thebankofsalem.bank
- Employees
- 25
Quick answers
Bank of Salem: common questions
Is Bank of Salem FDIC insured?
Yes. Bank of Salem is an FDIC-insured institution (FDIC certificate #14349). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Salem's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Salem ever failed?
There is no failure record for FDIC certificate #14349 in the FDIC failed bank list.
How many branches does Bank of Salem have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salem
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Legends BankBank Linn, MO | 90 out of 100, Very strong | $635.5M | 18.3% | 0.51% | vs |
| Town & Country BankBank Salem, MO | 86 out of 100, Very strong | $747.7M | 12.4% | 0.35% | vs |
| Peoples Community BankBank Greenville, MO | 83 out of 100, Strong | $735.2M | 18.5% | 1.23% | vs |
| Progressive Ozark BankBank Salem, MO | 77 out of 100, Strong | $190.9M | 9.8% | 0.03% | vs |
| Great Southern BankBank Reeds Spring, MO | 73 out of 100, Strong | $5.5B | 11.3% | 0.02% | vs |
| Infuze Federal Credit UnionCredit union Fort Leonard Wo, MO | 72 out of 100, Strong | $456.9M | 10.5% | 0.36% | vs |