Side-by-side · Q2 2026 data
Bank of San Francisco vs River Valley Community Bank
Metric by metric
| Measure | Bank of San Francisco | River Valley Community Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 59 (stronger) | 37 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 57 (stronger) | 47 |
| Funding & liquidity | 31 | 62 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 37th | 29th |
| Total assets | $863.6M | $793.1M |
| Deposits / shares | $740.7M | $704.9M |
| Capital ratio | 10.92% (stronger) | 8.73% |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 0.93% (stronger) | 0.67% |
| Loans ÷ deposits | 92.8% | 56.8% (stronger) |
| Uninsured deposits | 47.6% (stronger) | 49.2% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of San Francisco has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of San Francisco leads on 5 and River Valley Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.