Side-by-side · Q2 2026 data
Bank of South Texas vs Greater State Bank
Metric by metric
| Measure | Bank of South Texas | Greater State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 67 (stronger) | 54 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 90th | 61st |
| Total assets | $174.5M | $180.2M |
| Deposits / shares | $141.1M | $159.3M |
| Capital ratio | 16.63% (stronger) | 11.05% |
| Problem loans | 0.23% | 0.05% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.10% | 1.26% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 88.8% |
| Uninsured deposits | 19.7% (stronger) | 30.4% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of South Texas has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of South Texas leads on 5 and Greater State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Edinburg, TX
- Hebbronville, TX
- Mcallen, TX