Side-by-side · Q2 2026 data
Bank of South Texas vs Texas Regional Bank
Metric by metric
| Measure | Bank of South Texas | Texas Regional Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 38 |
| Loan quality | 92 (stronger) | 80 |
| Earnings | 64 (stronger) | 32 |
| Funding & liquidity | 67 (stronger) | 46 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 90th | 11th |
| Total assets | $174.5M | $2.9B |
| Deposits / shares | $141.1M | $2.5B |
| Capital ratio | 16.63% (stronger) | 8.77% |
| Problem loans | 0.23% (stronger) | 0.59% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.10% (stronger) | 0.30% |
| Loans ÷ deposits | 88.2% | 71.6% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 53.7% |
| Offices | 7 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.0% |
Bank of South Texas has the higher TellerScore (86 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Bank of South Texas leads on 6 and Texas Regional Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.