Side-by-side · Q2 2026 data
Bank of St. Francisville vs Red River Bank
Metric by metric
| Measure | Bank of St. Francisville | Red River Bank |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 49 | 75 (stronger) |
| Loan quality | 73 | 96 (stronger) |
| Earnings | 80 (stronger) | 78 |
| Funding & liquidity | 53 | 65 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 31st | 93rd |
| Total assets | $398.7M | $3.3B |
| Deposits / shares | $346.0M | $2.9B |
| Capital ratio | 9.87% | 12.49% (stronger) |
| Problem loans | 0.81% | 0.11% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.50% (stronger) | 1.46% |
| Loans ÷ deposits | 86.4% | 76.9% (stronger) |
| Uninsured deposits | 33.9% | 31.7% (stronger) |
| Offices | 2 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 17.4% |
Red River Bank has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of St. Francisville leads on 2 and Red River Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.