Side-by-side · Q2 2026 data
Bank of Stockton vs Organized Labor Credit Union
Metric by metric
| Measure | Bank of Stockton | Organized Labor Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 97 (stronger) | 54 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 100th | 30th |
| Total assets | $5.0B | $39.2M |
| Deposits / shares | $3.8B | $34.9M |
| Capital ratio | 19.95% (stronger) | 10.44% |
| Problem loans | 0.08% (stronger) | 1.38% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 6.08% (stronger) | 1.05% |
| Loans ÷ deposits | 63.2% | 44.6% (stronger) |
| Uninsured deposits | 45.2% | 24.1% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | — |
Bank of Stockton has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 4 and Organized Labor Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.