Side-by-side · Q2 2026 data
Bank of Stockton vs Patelco Credit Union
Metric by metric
| Measure | Bank of Stockton | Patelco Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 97 (stronger) | 66 |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 64 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 100th | 25th |
| Total assets | $5.0B | $9.8B |
| Deposits / shares | $3.8B | $8.2B |
| Capital ratio | 19.95% (stronger) | 10.49% |
| Problem loans | 0.08% (stronger) | 1.03% |
| Net charge-offs | 0.05% (stronger) | 0.58% |
| Return on assets | 6.08% (stronger) | 0.41% |
| Loans ÷ deposits | 63.2% (stronger) | 86.3% |
| Uninsured deposits | 45.2% | 6.2% (stronger) |
| Offices | 21 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | 16.7% |
Bank of Stockton has the higher TellerScore (94 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 6 and Patelco Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.