Side-by-side · Q2 2026 data
Bank of Sun Prairie vs Farmers and Merchants Union Bank
Metric by metric
| Measure | Bank of Sun Prairie | Farmers and Merchants Union Bank |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 50 | 50 |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 45 | 91 (stronger) |
| Funding & liquidity | 64 | 76 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 37th | 72nd |
| Total assets | $841.2M | $872.1M |
| Deposits / shares | $719.5M | $751.9M |
| Capital ratio | 9.99% (stronger) | 9.97% |
| Problem loans | 0.07% (stronger) | 0.15% |
| Net charge-offs | -0.00% | -0.05% (stronger) |
| Return on assets | 0.63% | 1.76% (stronger) |
| Loans ÷ deposits | 82.6% (stronger) | 84.5% |
| Uninsured deposits | 27.4% | 14.6% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 9.1% |
Farmers and Merchants Union Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Sun Prairie leads on 3 and Farmers and Merchants Union Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.