Side-by-side · Q2 2026 data
Bank of Sunset and Trust Company vs American Bank & Trust Company
Metric by metric
| Measure | Bank of Sunset and Trust Company | American Bank & Trust Company |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 64 | 67 (stronger) |
| Loan quality | 81 | 84 (stronger) |
| Earnings | 89 | 93 (stronger) |
| Funding & liquidity | 63 (stronger) | 49 |
| Problem-loan coverage | 88 | 94 (stronger) |
| Peer percentile | 64th | 64th |
| Total assets | $192.3M | $267.0M |
| Deposits / shares | $169.1M | $221.7M |
| Capital ratio | 11.37% | 11.71% (stronger) |
| Problem loans | 0.58% | 0.47% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.73% | 1.83% (stronger) |
| Loans ÷ deposits | 89.5% | 86.3% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 37.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Sunset and Trust Company leads on 1 and American Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.