Headquartered in Sunset, Louisiana, Bank of Sunset and Trust Company is a state-chartered bank with $192.3M in total assets and $169.1M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1906.
Bank of Sunset and Trust Company has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 64% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 27th. Earnings contributes the most (89/100, 1.73%); funding & liquidity contributes the least (63/100, 89% loans-to-deposits, 22% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (63 → 76), mostly because the loan quality component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 71 |
| Q4 2024 | 65 |
| Q1 2025 | 71 |
| Q2 2025 | 63 |
| Q3 2025 | 73 |
| Q4 2025 | 73 |
| Q1 2026 | 76 |
| Q2 2026 | 76 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.36% |
| Q3 2024 | 10.59% |
| Q4 2024 | 10.44% |
| Q1 2025 | 10.70% |
| Q2 2025 | 10.54% |
| Q3 2025 | 10.95% |
| Q4 2025 | 11.19% |
| Q1 2026 | 11.30% |
| Q2 2026 | 11.37% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.46% |
| Q2 2025 | 1.40% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.58% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 1.11% |
| Q4 2024 | 1.21% |
| Q1 2025 | 1.33% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.81% |
| Q2 2026 | 1.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $192.3M | 11.37% | 0.58% | 1.73% | 89.5% |
| Q1 2026 | 76 | $196.2M | 11.30% | 0.61% | 1.81% | 87.1% |
| Q4 2025 | 73 | $188.7M | 11.19% | 0.64% | 1.50% | 90.7% |
| Q3 2025 | 73 | $190.5M | 10.95% | 0.62% | 1.47% | 89.1% |
| Q2 2025 | 63 | $195.1M | 10.54% | 1.40% | 1.47% | 89.0% |
| Q1 2025 | 71 | $197.6M | 10.70% | 0.46% | 1.33% | 88.0% |
| Q4 2024 | 65 | $185.1M | 10.44% | 0.94% | 1.21% | 91.2% |
| Q3 2024 | 71 | $187.8M | 10.59% | 0.33% | 1.11% | 93.5% |
| Q2 2024 | 70 | $185.1M | 10.36% | 0.36% | 1.12% | 90.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Simmesport State BankBank Simmesport, LA | 54 out of 100, Below average | $198.5M | 12.3% | 3.15% | vs |
| Tensas State BankBank Newellton, LA | 59 out of 100, Moderate | $185.5M | 13.9% | 3.43% | vs |
| Citizens Bank & Trust CompanyBank Covington, LA | 41 out of 100, Below average | $183.7M | 11.1% | 7.15% | vs |
| Feliciana Bank & Trust CompanyBank Clinton, LA | 75 out of 100, Strong | $180.4M | 11.8% | 0.69% | vs |
| South Lafourche Bank & Trust CompanyBank Larose, LA | 38 out of 100, Low | $177.5M | 11.7% | 6.95% | vs |
| Farmers State Bank & Trust Co.Bank Church Point, LA | 56 out of 100, Moderate | $174.7M | 9.1% | 2.76% | vs |
Deposit insurance
Is my money safe at Bank of Sunset and Trust Company?
Yes. Bank of Sunset and Trust Company is an FDIC-insured institution (FDIC certificate #11788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.2% of deposits ($37.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Bank of Sunset and Trust Company lists 3 offices in 3 cities. Most locations:
- Broussard, LA (1)
- Lafayette, LA (1)
- Sunset, LA (1)
Identity & history
Profile
- Legal name
- Bank of Sunset and Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 11788
- RSSD ID
- 910239
- Primary regulator
- FDIC
- Holding company
- Sunset Bcorp Inc
- Established
- January 1, 1906
- Headquarters
- 863 Napoleon Ave, Sunset, LA 70584
- Website
- www.bankofsunset.com
- Employees
- 32
Quick answers
Bank of Sunset and Trust Company: common questions
Is Bank of Sunset and Trust Company FDIC insured?
Yes. Bank of Sunset and Trust Company is an FDIC-insured institution (FDIC certificate #11788). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Sunset and Trust Company's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Sunset and Trust Company ever failed?
There is no failure record for FDIC certificate #11788 in the FDIC failed bank list.
How many branches does Bank of Sunset and Trust Company have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sunset
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| Cottonport BankBank Cottonport, LA | 83 out of 100, Strong | $581.6M | 13.9% | 0.99% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |