Side-by-side · Q2 2026 data
Bank of Sunset and Trust Company vs Farmers State Bank & Trust Co.
Metric by metric
| Measure | Bank of Sunset and Trust Company | Farmers State Bank & Trust Co. |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 64 (stronger) | 41 |
| Loan quality | 81 (stronger) | 8 |
| Earnings | 89 | 97 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 88 (stronger) | 70 |
| Peer percentile | 64th | 13th |
| Total assets | $192.3M | $174.7M |
| Deposits / shares | $169.1M | $159.7M |
| Capital ratio | 11.37% (stronger) | 9.10% |
| Problem loans | 0.58% (stronger) | 2.76% |
| Net charge-offs | 0.23% | 0.13% (stronger) |
| Return on assets | 1.73% | 1.93% (stronger) |
| Loans ÷ deposits | 89.5% | 50.7% (stronger) |
| Uninsured deposits | 22.2% | 15.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Bank of Sunset and Trust Company has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bank of Sunset and Trust Company leads on 3 and Farmers State Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.