Side-by-side · Q2 2026 data
Bank of Tennessee vs Eastman Credit Union
Metric by metric
| Measure | Bank of Tennessee | Eastman Credit Union |
|---|---|---|
| TellerScore | 67 | 91 (stronger) |
| Capital cushion | 46 | 99 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 92 | 98 (stronger) |
| Funding & liquidity | 27 | 67 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 44th | 96th |
| Total assets | $2.3B | $10.2B |
| Deposits / shares | $1.8B | $8.6B |
| Capital ratio | 9.63% | 14.87% (stronger) |
| Problem loans | 0.45% | 0.31% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.38% |
| Return on assets | 1.79% | 1.95% (stronger) |
| Loans ÷ deposits | 100.0% | 93.2% (stronger) |
| Uninsured deposits | 45.3% | 12.7% (stronger) |
| Offices | 21 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Tennessee leads on 1 and Eastman Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Johnson City, TN
- Kingsport, TN
- Elizabethton, TN
- Blountville, TN
- Bristol, TN