Side-by-side · Q2 2026 data
Bank of Tennessee vs Home Federal Bank of Tennessee
Metric by metric
| Measure | Bank of Tennessee | Home Federal Bank of Tennessee |
|---|---|---|
| TellerScore | 67 (stronger) | 57 |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 92 (stronger) | 33 |
| Funding & liquidity | 27 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 75 |
| Peer percentile | 44th | 16th |
| Total assets | $2.3B | $2.7B |
| Deposits / shares | $1.8B | $2.1B |
| Capital ratio | 9.63% | 17.16% (stronger) |
| Problem loans | 0.45% (stronger) | 3.92% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.79% (stronger) | 0.31% |
| Loans ÷ deposits | 100.0% | 69.8% (stronger) |
| Uninsured deposits | 45.3% | 21.2% (stronger) |
| Offices | 21 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | — |
Bank of Tennessee has the higher TellerScore (67 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of Tennessee leads on 4 and Home Federal Bank of Tennessee on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.