Home Federal Bank of Tennessee (FDIC certificate #29683) is based in Knoxville, Tennessee. Its Q2 2026 call report shows $2.7B in total assets and $2.1B in deposits and 23 offices.
Based on its Q2 2026 filing, Home Federal Bank of Tennessee scores 57/100, which we describe as moderate. That is higher than only 16% of 897 banks with $1 billion – $10 billion. Among 109 banks headquartered in Tennessee, it ranks 98th. Its strongest component is capital cushion (100/100; 17.16%), and its lowest is loan quality (0/100; 3.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 23 points (80 → 57), mostly because the loan quality component weakened by 87 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 73 |
| Q4 2024 | 79 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 79 |
| Q4 2025 | 56 |
| Q1 2026 | 57 |
| Q2 2026 | 57 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.06% |
| Q3 2024 | 13.30% |
| Q4 2024 | 16.01% |
| Q1 2025 | 16.72% |
| Q2 2025 | 16.64% |
| Q3 2025 | 16.86% |
| Q4 2025 | 16.90% |
| Q1 2026 | 17.16% |
| Q2 2026 | 17.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.40% |
| Q3 2025 | 0.48% |
| Q4 2025 | 4.07% |
| Q1 2026 | 4.09% |
| Q2 2026 | 3.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $2.7B | 17.16% | 3.92% | 0.31% | 69.8% |
| Q1 2026 | 57 | $2.7B | 17.16% | 4.09% | 0.24% | 65.7% |
| Q4 2025 | 56 | $2.7B | 16.90% | 4.07% | 0.21% | 64.5% |
| Q3 2025 | 79 | $2.7B | 16.86% | 0.48% | 0.16% | 63.3% |
| Q2 2025 | 80 | $2.7B | 16.64% | 0.40% | 0.10% | 61.4% |
| Q1 2025 | 80 | $2.7B | 16.72% | 0.40% | 0.06% | 59.1% |
| Q4 2024 | 79 | $2.7B | 16.01% | 0.41% | 0.03% | 58.3% |
| Q3 2024 | 73 | $2.9B | 13.30% | 0.58% | 0.04% | 58.6% |
| Q2 2024 | 75 | $3.5B | 13.06% | 0.37% | 0.07% | 57.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lawrence BankBank Nashville, TN | 69 out of 100, Moderate | $3.0B | 9.8% | 0.17% | vs |
| Commercial BankBank Harrogate, TN | 77 out of 100, Strong | $2.4B | 11.6% | 0.35% | vs |
| Builtwell BankBank Chattanooga, TN | 73 out of 100, Strong | $2.3B | 9.7% | 0.57% | vs |
| Bank of TennesseeBank Kingsport, TN | 67 out of 100, Moderate | $2.3B | 9.6% | 0.45% | vs |
| Citizens National BankBank Sevierville, TN | 82 out of 100, Strong | $2.0B | 11.2% | 0.04% | vs |
| SouthEast BankBank Farragut, TN | 36 out of 100, Low | $3.6B | 8.5% | 2.66% | vs |
Deposit insurance
Is my money safe at Home Federal Bank of Tennessee?
Yes. Home Federal Bank of Tennessee is an FDIC-insured institution (FDIC certificate #29683). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.2% of deposits ($450.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
23 locations
Branches
Home Federal Bank of Tennessee lists 23 offices in 9 cities. Most locations:
- Knoxville, TN (15)
- Corryton, TN (1)
- Gatlinburg, TN (1)
- Maryville, TN (1)
- Oak Ridge, TN (1)
- Pigeon Forge, TN (1)
- Powell, TN (1)
- Sevierville, TN (1)
- Seymour, TN (1)
Identity & history
Profile
- Legal name
- Home Federal Bank of Tennessee
- Former names
- Home Federal Bank of Tennessee, FSB; Home Federal Savings Bank of Tennesse
- Type
- Savings bank
- FDIC certificate #
- 29683
- RSSD ID
- 105473
- Primary regulator
- OCC
- Established
- June 15, 1936
- Headquarters
- 515 Market St, Knoxville, TN 37902
- Website
- www.homefederalbanktn.com
- Employees
- 366
Quick answers
Home Federal Bank of Tennessee: common questions
Is Home Federal Bank of Tennessee FDIC insured?
Yes. Home Federal Bank of Tennessee is an FDIC-insured institution (FDIC certificate #29683). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Home Federal Bank of Tennessee's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Home Federal Bank of Tennessee ever failed?
There is no failure record for FDIC certificate #29683 in the FDIC failed bank list.
How many branches does Home Federal Bank of Tennessee have?
23 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Knoxville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sevier County Schools Federal Credit UnionCredit union Sevierville, TN | 99 out of 100, Very strong | $13.9M | 21.8% | 0.09% | vs |
| Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN | 98 out of 100, Very strong | $36.6M | 20.2% | 0.08% | vs |
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| New South Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $90.3M | 14.9% | 0.11% | vs |
| Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN | 94 out of 100, Very strong | $4.5M | 18.9% | 0.00% | vs |