Side-by-side · Q2 2026 data
Bank of Tennessee vs Lawrence Bank
Metric by metric
| Measure | Bank of Tennessee | Lawrence Bank |
|---|---|---|
| TellerScore | 67 | 69 (stronger) |
| Capital cushion | 46 | 48 (stronger) |
| Loan quality | 85 | 94 (stronger) |
| Earnings | 92 (stronger) | 62 |
| Funding & liquidity | 27 | 63 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 44th | 53rd |
| Total assets | $2.3B | $3.0B |
| Deposits / shares | $1.8B | $2.6B |
| Capital ratio | 9.63% | 9.78% (stronger) |
| Problem loans | 0.45% | 0.17% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 1.79% (stronger) | 1.04% |
| Loans ÷ deposits | 100.0% | 85.6% (stronger) |
| Uninsured deposits | 45.3% | 25.9% (stronger) |
| Offices | 21 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 11.8% |
Lawrence Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Tennessee leads on 2 and Lawrence Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.