Side-by-side · Q2 2026 data
Bank of Texas vs Fayette Savings Bank, SSB
Metric by metric
| Measure | Bank of Texas | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 80 (stronger) | 60 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 86 | 95 (stronger) |
| Funding & liquidity | 25 | 63 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 61st | 80th |
| Total assets | $543.6M | $551.8M |
| Deposits / shares | $451.2M | $495.2M |
| Capital ratio | 13.01% (stronger) | 10.95% |
| Problem loans | 0.48% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.65% | 1.88% (stronger) |
| Loans ÷ deposits | 85.4% | 85.3% (stronger) |
| Uninsured deposits | 70.3% | 25.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fayette Savings Bank, SSB has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Texas leads on 2 and Fayette Savings Bank, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.