Headquartered in La Grange, Texas, Fayette Savings Bank, SSB is a si with $551.8M in total assets and $495.2M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1976.
Based on its Q2 2026 filing, Fayette Savings Bank, SSB scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 80th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (60/100; 10.95%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 72 |
| Q4 2024 | 74 |
| Q1 2025 | 77 |
| Q2 2025 | 76 |
| Q3 2025 | 78 |
| Q4 2025 | 78 |
| Q1 2026 | 80 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.96% |
| Q3 2024 | 10.18% |
| Q4 2024 | 10.40% |
| Q1 2025 | 10.65% |
| Q2 2025 | 10.94% |
| Q3 2025 | 11.21% |
| Q4 2025 | 10.81% |
| Q1 2026 | 10.74% |
| Q2 2026 | 10.95% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.20% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.54% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.65% |
| Q1 2026 | 1.87% |
| Q2 2026 | 1.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $551.8M | 10.95% | 0.01% | 1.88% | 85.3% |
| Q1 2026 | 80 | $533.1M | 10.74% | 0.01% | 1.87% | 83.9% |
| Q4 2025 | 78 | $496.0M | 10.81% | 0.01% | 1.65% | 89.3% |
| Q3 2025 | 78 | $485.8M | 11.21% | 0.01% | 1.61% | 88.8% |
| Q2 2025 | 76 | $468.9M | 10.94% | 0.15% | 1.57% | 88.9% |
| Q1 2025 | 77 | $472.7M | 10.65% | 0.01% | 1.54% | 85.2% |
| Q4 2024 | 74 | $453.9M | 10.40% | 0.01% | 1.24% | 88.1% |
| Q3 2024 | 72 | $454.6M | 10.18% | 0.01% | 1.20% | 87.3% |
| Q2 2024 | 65 | $457.9M | 9.96% | 0.60% | 1.16% | 86.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Texas Traditions BankBank Katy, TX | 69 out of 100, Moderate | $555.9M | 9.4% | 0.00% | vs |
| First State Bank and Trust CompanyBank Carthage, TX | 65 out of 100, Moderate | $547.4M | 14.0% | 1.96% | vs |
| Bank of TexasBank Midland, TX | 75 out of 100, Strong | $543.6M | 13.0% | 0.48% | vs |
| Austin County State BankBank Bellville, TX | 75 out of 100, Strong | $543.0M | 9.5% | 0.37% | vs |
| Herring BankBank Amarillo, TX | 66 out of 100, Moderate | $540.5M | 12.2% | 0.55% | vs |
| First Commercial Bank, National AssociationBank Seguin, TX | 73 out of 100, Strong | $565.9M | 10.3% | 0.45% | vs |
Deposit insurance
Is my money safe at Fayette Savings Bank, SSB?
Yes. Fayette Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #31936). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.6% of deposits ($126.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Fayette Savings Bank, SSB lists 5 offices in 5 cities. Most locations:
- Fayetteville, TX (1)
- Flatonia, TX (1)
- La Grange, TX (1)
- Schulenburg, TX (1)
- Weimar, TX (1)
Identity & history
Profile
- Legal name
- Fayette Savings Bank, SSB
- Former names
- Fayette Savings Association; Fayette County Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 31936
- RSSD ID
- 675079
- Primary regulator
- FDIC
- Holding company
- Fayette Bancshares Inc
- Established
- January 1, 1976
- Headquarters
- 111 E Travis St, La Grange, TX 78945
- Website
- www.fayettesavings.com
- Employees
- 45
Quick answers
Fayette Savings Bank, SSB: common questions
Is Fayette Savings Bank, SSB FDIC insured?
Yes. Fayette Savings Bank, SSB is an FDIC-insured institution (FDIC certificate #31936). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Fayette Savings Bank, SSB's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Fayette Savings Bank, SSB ever failed?
There is no failure record for FDIC certificate #31936 in the FDIC failed bank list.
How many branches does Fayette Savings Bank, SSB have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near La Grange
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Columbus State BankBank Columbus, TX | 86 out of 100, Very strong | $326.5M | 14.5% | 0.00% | vs |
| Citizens National BankBank Cameron, TX | 86 out of 100, Very strong | $691.8M | 12.7% | 0.00% | vs |
| Lcra Credit UnionCredit union Austin, TX | 83 out of 100, Strong | $20.2M | 16.0% | 0.41% | vs |
| Round Top State BankBank Round Top, TX | 80 out of 100, Strong | $974.1M | 11.9% | 0.36% | vs |
| The First National Bank of BastropBank Bastrop, TX | 77 out of 100, Strong | $1.2B | 11.6% | 0.33% | vs |
| Lone Star BankBank Houston, TX | 77 out of 100, Strong | $202.3M | 12.7% | 0.29% | vs |