Side-by-side · Q2 2026 data
Bank of the Lowcountry vs SouthState Bank, National Association
Metric by metric
| Measure | Bank of the Lowcountry | SouthState Bank, National Association |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 43 | 53 (stronger) |
| Loan quality | 95 (stronger) | 82 |
| Earnings | 50 | 77 (stronger) |
| Funding & liquidity | 57 (stronger) | 45 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 29th | 66th |
| Total assets | $430.2M | $68.8B |
| Deposits / shares | $365.0M | $56.4B |
| Capital ratio | 9.25% | 10.28% (stronger) |
| Problem loans | 0.15% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 0.75% | 1.42% (stronger) |
| Loans ÷ deposits | 88.6% (stronger) | 89.9% |
| Uninsured deposits | 28.5% (stronger) | 37.8% |
| Offices | 6 | 340 |
| CFPB complaints (3 yrs) | — | 252 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | 6.6% | 23.3% |
SouthState Bank, National Association has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Lowcountry leads on 4 and SouthState Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.