Side-by-side · Q2 2026 data
Bank of the Orient vs San Francisco Lee Federal Credit Union
Credit union
San Francisco Lee Federal Credit Union
San Francisco, California · Under $100 million in assets
Metric by metric
| Measure | Bank of the Orient | San Francisco Lee Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 85 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 28 | 100 (stronger) |
| Earnings | 50 (stronger) | 25 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 12th | 77th |
| Total assets | $1.2B | $10.7M |
| Deposits / shares | $1.1B | $5.0M |
| Capital ratio | 11.65% | 53.26% (stronger) |
| Problem loans | 2.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.76% (stronger) | 0.12% |
| Loans ÷ deposits | 93.0% | 50.4% (stronger) |
| Uninsured deposits | 18.5% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Francisco Lee Federal Credit Union has the higher TellerScore (85 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Bank of the Orient leads on 1 and San Francisco Lee Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.