TellerScore

Headquartered in San Francisco, California, San Francisco Lee Federal Credit Union is a federal credit union with $10.7M in total assets and $5.0M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1964.

San Francisco Lee Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 34th. Capital cushion contributes the most (100/100, 53.26%); earnings contributes the least (25/100, 0.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 53.26%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings25/100
Return on assets (annualized): 0.12%
Funding & liquidity100/100
Loans ÷ shares: 50.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (100 → 85), mostly because the earnings component weakened by 73 points.

TellerScore
7387100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 202473
Q4 202499
Q1 2025100
Q2 2025100
Q3 202596
Q4 202595
Q1 202684
Q2 202685
Net worth ratio
7.00%30.13%53.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202449.65%
Q3 202450.66%
Q4 202451.48%
Q1 202552.60%
Q2 202553.01%
Q3 202552.20%
Q4 202552.50%
Q1 202653.08%
Q2 202653.26%
Delinquent loans (60+ days)
0.00%10.89%21.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 202421.78%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.02%1.38%2.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.60%
Q3 20242.73%
Q4 20241.90%
Q1 20251.96%
Q2 20251.94%
Q3 20251.56%
Q4 20251.37%
Q1 20260.02%
Q2 20260.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$10.7M53.26%0.00%0.12%50.4%
Q1 202684$10.7M53.08%0.00%0.02%39.7%
Q4 202595$10.9M52.50%0.00%1.37%39.4%
Q3 202596$10.9M52.20%0.00%1.56%39.7%
Q2 2025100$10.7M53.01%0.00%1.94%41.7%
Q1 2025100$10.7M52.60%0.00%1.96%42.1%
Q4 202499$10.8M51.48%0.00%1.90%41.4%
Q3 202473$10.8M50.66%21.78%2.73%41.4%
Q2 2024100$11.1M49.65%0.00%2.60%40.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio53.26%
99th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.12%
24th
Loans to deposits50.4%
63rd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Comunidad Latina Federal Credit UnionCredit union Santa Ana, CA87 out of 100, Very strong$11.0M26.2%0.99%vs
Redlands City Employees Federal Credit UnionCredit union Redlands, CA94 out of 100, Very strong$10.2M25.4%0.00%vs
Espeeco Federal Credit UnionCredit union Bakersfield, CA50 out of 100, Below average$12.0M7.0%0.65%vs
L. A. Mission Federal Credit UnionCredit union San Fernando, CA56 out of 100, Moderate$8.6M12.2%4.64%vs
Atchison Village Credit UnionCredit union Richmond, CA51 out of 100, Below average$13.3M11.3%2.01%vs
United Association Credit UnionCredit union Concord, CA80 out of 100, Strong$14.3M17.3%0.45%vs

Deposit insurance

Is my money safe at San Francisco Lee Federal Credit Union?

Yes. San Francisco Lee Federal Credit Union is a federally insured credit union (NCUA charter #16547). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 53.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

San Francisco Lee Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
San Francisco Lee Federal Credit Union
Type
Federal credit union
NCUA charter #
16547
RSSD ID
627582
Primary regulator
NCUA
Established
1964
Headquarters
915 Grant Ave, San Francisco, CA 94108
Employees
2

Quick answers

San Francisco Lee Federal Credit Union: common questions

Is San Francisco Lee Federal Credit Union NCUA insured?

Yes. San Francisco Lee Federal Credit Union is a federally insured credit union (NCUA charter #16547). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is San Francisco Lee Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does San Francisco Lee Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Francisco

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA87 out of 100, Very strong$31.8M18.4%0.00%vs
San Francisco Federal Credit UnionCredit union San Francisco, CA86 out of 100, Very strong$1.6B13.6%0.15%vs
GBC International BankBank Los Angeles, CA83 out of 100, Strong$658.5M15.9%0.26%vs
Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs