Side-by-side · Q2 2026 data
Bank of the Sierra vs Bank of Marin
Metric by metric
| Measure | Bank of the Sierra | Bank of Marin |
|---|---|---|
| TellerScore | 77 (stronger) | 67 |
| Capital cushion | 72 (stronger) | 42 |
| Loan quality | 86 | 87 (stronger) |
| Earnings | 73 (stronger) | 61 |
| Funding & liquidity | 63 | 75 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 83rd | 44th |
| Total assets | $3.7B | $3.9B |
| Deposits / shares | $2.9B | $3.4B |
| Capital ratio | 12.25% (stronger) | 9.16% |
| Problem loans | 0.43% | 0.40% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.69% |
| Return on assets | 1.33% (stronger) | 1.02% |
| Loans ÷ deposits | 82.9% | 61.2% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 36.8% |
| Offices | 34 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.8% |
Bank of the Sierra has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Sierra leads on 5 and Bank of Marin on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.