Side-by-side · Q2 2026 data
Bank of the Sierra vs Mission Bank
Metric by metric
| Measure | Bank of the Sierra | Mission Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 72 | 72 |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 73 | 87 (stronger) |
| Funding & liquidity | 63 (stronger) | 44 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 83rd | 90th |
| Total assets | $3.7B | $2.0B |
| Deposits / shares | $2.9B | $1.8B |
| Capital ratio | 12.25% (stronger) | 12.22% |
| Problem loans | 0.43% | 0.02% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.33% |
| Return on assets | 1.33% | 1.67% (stronger) |
| Loans ÷ deposits | 82.9% (stronger) | 85.4% |
| Uninsured deposits | 27.9% (stronger) | 43.0% |
| Offices | 34 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Sierra leads on 4 and Mission Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.