Side-by-side · Q2 2026 data
Bank of the Sierra vs PCB Bank
Metric by metric
| Measure | Bank of the Sierra | PCB Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 72 (stronger) | 65 |
| Loan quality | 86 | 90 (stronger) |
| Earnings | 73 (stronger) | 71 |
| Funding & liquidity | 63 (stronger) | 25 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 83rd | 58th |
| Total assets | $3.7B | $3.5B |
| Deposits / shares | $2.9B | $2.9B |
| Capital ratio | 12.25% (stronger) | 11.54% |
| Problem loans | 0.43% | 0.30% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.33% (stronger) | 1.28% |
| Loans ÷ deposits | 82.9% (stronger) | 98.9% |
| Uninsured deposits | 27.9% (stronger) | 47.9% |
| Offices | 34 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
Bank of the Sierra has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Sierra leads on 5 and PCB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.