PCB Bank (FDIC certificate #57463) is based in Los Angeles, California. Its Q2 2026 call report shows $3.5B in total assets and $2.9B in deposits and 19 offices across 5 states.
PCB Bank has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 54th. Problem-loan coverage contributes the most (96/100, 2.1%); funding & liquidity contributes the least (25/100, 99% loans-to-deposits, 48% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 71 |
| Q1 2025 | 70 |
| Q2 2025 | 69 |
| Q3 2025 | 70 |
| Q4 2025 | 69 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.37% |
| Q3 2024 | 12.49% |
| Q4 2024 | 12.16% |
| Q1 2025 | 11.82% |
| Q2 2025 | 11.50% |
| Q3 2025 | 11.25% |
| Q4 2025 | 11.55% |
| Q1 2026 | 11.70% |
| Q2 2026 | 11.54% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.27% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.92% |
| Q1 2025 | 1.02% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.20% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.30% |
| Q2 2026 | 1.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $3.5B | 11.54% | 0.30% | 1.28% | 98.9% |
| Q1 2026 | 70 | $3.4B | 11.70% | 0.32% | 1.30% | 98.1% |
| Q4 2025 | 69 | $3.3B | 11.55% | 0.28% | 1.18% | 99.8% |
| Q3 2025 | 70 | $3.4B | 11.25% | 0.30% | 1.20% | 93.4% |
| Q2 2025 | 69 | $3.3B | 11.50% | 0.32% | 1.09% | 97.8% |
| Q1 2025 | 70 | $3.2B | 11.82% | 0.23% | 1.02% | 99.4% |
| Q4 2024 | 71 | $3.1B | 12.16% | 0.18% | 0.92% | 99.3% |
| Q3 2024 | 71 | $2.9B | 12.49% | 0.27% | 0.91% | 99.0% |
| Q2 2024 | 69 | $2.9B | 12.37% | 0.31% | 0.80% | 100.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of the SierraBank Porterville, CA | 77 out of 100, Strong | $3.7B | 12.2% | 0.43% | vs |
| Exchange BankBank Santa Rosa, CA | 77 out of 100, Strong | $3.2B | 12.6% | 0.55% | vs |
| Bank of MarinBank Novato, CA | 67 out of 100, Moderate | $3.9B | 9.2% | 0.40% | vs |
| Commercial Bank of CaliforniaBank Irvine, CA | 64 out of 100, Moderate | $4.0B | 9.3% | 0.37% | vs |
| West Coast Community BankBank Santa Cruz, CA | 75 out of 100, Strong | $2.9B | 12.0% | 0.50% | vs |
| California Bank of Commerce, National AssociationBank San Diego, CA | 75 out of 100, Strong | $4.0B | 12.8% | 0.29% | vs |
Deposit insurance
Is my money safe at PCB Bank?
Yes. PCB Bank is an FDIC-insured institution (FDIC certificate #57463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.9% of deposits ($1.4B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.58% (benchmark: 10%).
19 locations
Branches
PCB Bank lists 19 offices in 12 cities across 5 states. Most locations:
- Los Angeles, CA (6)
- Buena Park, CA (2)
- Irvine, CA (2)
- Artesia, CA (1)
- Bayside, NY (1)
- Carrollton, TX (1)
- Dallas, TX (1)
- Englewood Cliffs, NJ (1)
- Palisades Park, NJ (1)
- Rowland Heights, CA (1)
- Suwanee, GA (1)
- Torrance, CA (1)
HMDA 2025
Mortgage lending
In 2025, PCB Bank reported 157 home-loan applications under HMDA (LEI 54930072UFREQ9ZZRG80): 138 originated ($118,290,000 total), 2 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- PCB Bank
- Former names
- Pacific City Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57463
- RSSD ID
- 3212402
- Primary regulator
- FDIC
- Holding company
- Pcb Bcorp
- Established
- September 18, 2003
- Headquarters
- 3701 Wilshire Blvd, Los Angeles, CA 90010
- Website
- www.mypcbbank.com
- Employees
- 274
Quick answers
PCB Bank: common questions
Is PCB Bank FDIC insured?
Yes. PCB Bank is an FDIC-insured institution (FDIC certificate #57463). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is PCB Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has PCB Bank ever failed?
There is no failure record for FDIC certificate #57463 in the FDIC failed bank list.
How many branches does PCB Bank have?
19 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Los Angeles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |