Side-by-side · Q2 2026 data
Bank of the Southwest vs First New Mexico Bank, Las Cruces
Metric by metric
| Measure | Bank of the Southwest | First New Mexico Bank, Las Cruces |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 44 | 81 (stronger) |
| Loan quality | 76 (stronger) | 23 |
| Earnings | 63 | 93 (stronger) |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 86 (stronger) | 81 |
| Peer percentile | 26th | 37th |
| Total assets | $176.3M | $171.9M |
| Deposits / shares | $159.0M | $146.1M |
| Capital ratio | 9.36% | 13.05% (stronger) |
| Problem loans | 0.73% (stronger) | 2.31% |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.07% | 1.83% (stronger) |
| Loans ÷ deposits | 75.6% | 66.9% (stronger) |
| Uninsured deposits | 30.4% | 28.7% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
First New Mexico Bank, Las Cruces has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Southwest leads on 1 and First New Mexico Bank, Las Cruces on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.