Side-by-side · Q2 2026 data
Bank of the Valley vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Bank of the Valley | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 49 | 84 (stronger) |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 55 | 60 (stronger) |
| Funding & liquidity | 68 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 43rd | 77th |
| Total assets | $581.9M | $562.9M |
| Deposits / shares | $490.8M | $482.1M |
| Capital ratio | 9.87% | 13.38% (stronger) |
| Problem loans | 0.05% (stronger) | 0.19% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.87% | 1.01% (stronger) |
| Loans ÷ deposits | 91.8% | 91.7% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 18.7% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
Home Federal Savings and Loan Association of Grand Island has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Valley leads on 2 and Home Federal Savings and Loan Association of Grand Island on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.