Headquartered in Bellwood, Nebraska, Bank of the Valley is a state-chartered bank with $581.9M in total assets and $490.8M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1984.
Bank of the Valley has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 43% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 93rd. Problem-loan coverage contributes the most (99/100, 0.4%); capital cushion contributes the least (49/100, 9.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (65 → 70), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 52 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 65 |
| Q3 2025 | 68 |
| Q4 2025 | 68 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.05% |
| Q3 2024 | 9.20% |
| Q4 2024 | 9.48% |
| Q1 2025 | 9.65% |
| Q2 2025 | 9.44% |
| Q3 2025 | 9.69% |
| Q4 2025 | 9.85% |
| Q1 2026 | 9.95% |
| Q2 2026 | 9.87% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.60% |
| Q3 2024 | 1.58% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.05% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.74% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.78% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $581.9M | 9.87% | 0.05% | 0.87% | 91.8% |
| Q1 2026 | 70 | $557.4M | 9.95% | 0.05% | 0.78% | 92.5% |
| Q4 2025 | 68 | $542.9M | 9.85% | 0.05% | 0.71% | 94.1% |
| Q3 2025 | 68 | $544.2M | 9.69% | 0.12% | 0.66% | 92.4% |
| Q2 2025 | 65 | $546.4M | 9.44% | 0.23% | 0.61% | 92.4% |
| Q1 2025 | 68 | $537.8M | 9.65% | 0.08% | 0.74% | 91.3% |
| Q4 2024 | 68 | $526.0M | 9.48% | 0.07% | 0.81% | 94.6% |
| Q3 2024 | 52 | $529.3M | 9.20% | 1.58% | 0.78% | 95.2% |
| Q2 2024 | 61 | $536.4M | 9.05% | 0.60% | 0.63% | 88.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| Enterprise BankBank Omaha, NE | 70 out of 100, Strong | $574.0M | 11.1% | 0.00% | vs |
| Riverstone BankBank Eagle, NE | 76 out of 100, Strong | $593.4M | 9.7% | 0.05% | vs |
| RVR BankBank Fremont, NE | 78 out of 100, Strong | $570.2M | 9.8% | 0.16% | vs |
| Mnb BankBank Mccook, NE | 75 out of 100, Strong | $594.1M | 11.1% | 0.15% | vs |
| Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE | 80 out of 100, Strong | $562.9M | 13.4% | 0.19% | vs |
Deposit insurance
Is my money safe at Bank of the Valley?
Yes. Bank of the Valley is an FDIC-insured institution (FDIC certificate #25291). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.0% of deposits ($63.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.87%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.81% (benchmark: 10%).
7 locations
Branches
Bank of the Valley lists 7 offices in 6 cities. Most locations:
- David City, NE (2)
- Bellwood, NE (1)
- Columbus, NE (1)
- Humphrey, NE (1)
- Platte Center, NE (1)
- Schuyler, NE (1)
Identity & history
Profile
- Legal name
- Bank of the Valley
- Type
- State-chartered bank
- FDIC certificate #
- 25291
- RSSD ID
- 478195
- Primary regulator
- FDIC
- Holding company
- Bellwood Community Holding Co
- Established
- May 11, 1984
- Headquarters
- 404 State St, Bellwood, NE 68624
- Website
- www.bankofthevalley.com
- Employees
- 84
Quick answers
Bank of the Valley: common questions
Is Bank of the Valley FDIC insured?
Yes. Bank of the Valley is an FDIC-insured institution (FDIC certificate #25291). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of the Valley's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of the Valley ever failed?
There is no failure record for FDIC certificate #25291 in the FDIC failed bank list.
How many branches does Bank of the Valley have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bellwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| Nebraska Energy Federal Credit UnionCredit union Columbus, NE | 87 out of 100, Very strong | $327.7M | 19.3% | 0.05% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |
| First Nebraska BankBank Valley, NE | 75 out of 100, Strong | $371.4M | 10.3% | 0.23% | vs |