Side-by-side · Q2 2026 data
Bank of Utah vs Merrick Bank
Metric by metric
| Measure | Bank of Utah | Merrick Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 26 | 61 (stronger) |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 77th | 44th |
| Total assets | $3.8B | $9.1B |
| Deposits / shares | $3.0B | $7.4B |
| Capital ratio | 12.74% | 16.59% (stronger) |
| Problem loans | 0.15% (stronger) | 3.52% |
| Net charge-offs | 0.23% (stronger) | 11.54% |
| Return on assets | 1.30% | 2.55% (stronger) |
| Loans ÷ deposits | 99.2% | 99.1% (stronger) |
| Uninsured deposits | 46.4% | 4.8% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Utah has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 3 and Merrick Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.