Side-by-side · Q2 2026 data
Bank of Utah vs New Heights Federal Credit Union
Metric by metric
| Measure | Bank of Utah | New Heights Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 77 | 99 (stronger) |
| Loan quality | 95 (stronger) | 69 |
| Earnings | 72 (stronger) | 17 |
| Funding & liquidity | 26 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 77th | 52nd |
| Total assets | $3.8B | $27.7M |
| Deposits / shares | $3.0B | $23.6M |
| Capital ratio | 12.74% | 14.91% (stronger) |
| Problem loans | 0.15% (stronger) | 0.93% |
| Net charge-offs | 0.23% (stronger) | 0.38% |
| Return on assets | 1.30% (stronger) | -0.07% |
| Loans ÷ deposits | 99.2% | 46.8% (stronger) |
| Uninsured deposits | 46.4% | 0.7% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 3 and New Heights Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.