TellerScore

New Heights Federal Credit Union (NCUA charter #24763) is based in Logan, Utah. Its Q2 2026 call report shows $27.7M in total assets and $23.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, New Heights Federal Credit Union scores 75/100, which we describe as strong. That is higher than 52% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 21st. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 1% uninsured), and its lowest is earnings (17/100; -0.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.91%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.93%
Earnings17/100
Return on assets (annualized): -0.07%
Funding & liquidity100/100
Loans ÷ shares: 46.8% · 0.7% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (82 → 75), mostly because the loan quality component weakened by 22 points.

TellerScore
737985Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202473
Q1 202580
Q2 202582
Q3 202579
Q4 202583
Q1 202685
Q2 202675
Net worth ratio
7.00%10.96%14.91%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.32%
Q3 202413.46%
Q4 202413.74%
Q1 202513.51%
Q2 202514.01%
Q3 202513.70%
Q4 202514.29%
Q1 202614.57%
Q2 202614.91%
Delinquent loans (60+ days)
0.02%0.47%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.04%
Q4 20240.42%
Q1 20250.32%
Q2 20250.26%
Q3 20250.52%
Q4 20250.33%
Q1 20260.14%
Q2 20260.93%
Return on assets
-0.66%-0.06%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.57%
Q3 2024-0.66%
Q4 2024-0.43%
Q1 20250.46%
Q2 20250.45%
Q3 20250.37%
Q4 20250.53%
Q1 20260.46%
Q2 2026-0.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$27.7M14.91%0.93%-0.07%46.8%
Q1 202685$28.2M14.57%0.14%0.46%48.4%
Q4 202583$28.3M14.29%0.33%0.53%50.0%
Q3 202579$29.2M13.70%0.52%0.37%50.1%
Q2 202582$28.2M14.01%0.26%0.45%52.2%
Q1 202580$29.0M13.51%0.32%0.46%48.2%
Q4 202473$28.3M13.74%0.42%-0.43%50.8%
Q3 202475$28.9M13.46%0.04%-0.66%52.4%
Q2 202475$29.2M13.32%0.02%-0.57%53.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.91%
54th
Problem loans0.93%
41st
Net charge-offs0.38%
33rd
Return on assets-0.07%
17th
Loans to deposits46.8%
68th
Uninsured deposits0.7%
56th
Loan-loss reserves0.00%
37th
Texas ratio2.5%
47th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Ridgeline Federal Credit UnionCredit union Salt Lake City, UT56 out of 100, Moderate$27.6M9.2%0.91%vs
San Juan Credit UnionCredit union Blanding, UT62 out of 100, Moderate$29.9M13.9%2.31%vs
P & S Credit UnionCredit union Salt Lake City, UT80 out of 100, Strong$24.9M12.1%0.02%vs
Logan Medical Federal Credit UnionCredit union Logan, UT67 out of 100, Moderate$33.2M18.4%2.80%vs
Devils Slide Federal Credit UnionCredit union Morgan, UT67 out of 100, Moderate$20.9M12.7%0.48%vs
Hi-Land Credit UnionCredit union Salt Lake City, UT71 out of 100, Strong$37.9M26.8%0.03%vs

Deposit insurance

Is my money safe at New Heights Federal Credit Union?

Yes. New Heights Federal Credit Union is a federally insured credit union (NCUA charter #24763). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.7% of shares and deposits ($173K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.91%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

New Heights Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
New Heights Federal Credit Union
Type
Federal credit union
NCUA charter #
24763
RSSD ID
328496
Primary regulator
NCUA
Established
1963
Headquarters
72 E 700 N, Logan, UT 84321
Employees
6

Quick answers

New Heights Federal Credit Union: common questions

Is New Heights Federal Credit Union NCUA insured?

Yes. New Heights Federal Credit Union is a federally insured credit union (NCUA charter #24763). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New Heights Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does New Heights Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Logan

InstitutionScoreAssetsCapitalProblem loansCompare
Members First Credit UnionCredit union Brigham City, UT95 out of 100, Very strong$209.1M14.9%0.43%vs
Elevate Federal Credit UnionCredit union Brigham City, UT94 out of 100, Very strong$260.3M20.9%0.24%vs
Presto Lewiston Employees Credit UnionCredit union Lewiston, UT85 out of 100, Very strong$342K26.6%0.00%vs
Goldenwest Federal Credit UnionCredit union Ogden, UT81 out of 100, Strong$4.3B13.2%0.47%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
Bank of UtahBank Ogden, UT75 out of 100, Strong$3.8B12.7%0.15%vs