Side-by-side · Q2 2026 data
Bank of Utah vs Presto Lewiston Employees Credit Union
Credit union
Presto Lewiston Employees Credit Union
Lewiston, Utah · Under $100 million in assets
Metric by metric
| Measure | Bank of Utah | Presto Lewiston Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 72 (stronger) | 41 |
| Funding & liquidity | 26 | 79 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 77th | 77th |
| Total assets | $3.8B | $342K |
| Deposits / shares | $3.0B | $251K |
| Capital ratio | 12.74% | 26.55% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.54% |
| Loans ÷ deposits | 99.2% | 80.8% (stronger) |
| Uninsured deposits | 46.4% | 0.0% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Presto Lewiston Employees Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 1 and Presto Lewiston Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.