TellerScore

Presto Lewiston Employees Credit Union (NCUA charter #67108) is based in Lewiston, Utah. Its Q2 2026 call report shows $342K in total assets and $251K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Presto Lewiston Employees Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 12th. Its strongest component is capital cushion (100/100; 26.55%), and its lowest is earnings (41/100; 0.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.55%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings41/100
Return on assets (annualized): 0.54%
Funding & liquidity79/100
Loans ÷ shares: 80.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the earnings component improved by 7 points.

TellerScore
828689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202487
Q4 202483
Q1 202584
Q2 202583
Q3 202583
Q4 202582
Q1 202682
Q2 202685
Net worth ratio
7.00%16.80%26.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202423.88%
Q3 202422.95%
Q4 202425.59%
Q1 202525.80%
Q2 202524.51%
Q3 202524.46%
Q4 202526.61%
Q1 202625.77%
Q2 202626.55%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.10%0.67%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.23%
Q3 20240.80%
Q4 20240.44%
Q1 20250.65%
Q2 20250.36%
Q3 20250.19%
Q4 20250.10%
Q1 20260.14%
Q2 20260.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$342K26.55%0.00%0.54%80.8%
Q1 202682$349K25.77%0.00%0.14%80.4%
Q4 202582$337K26.61%0.00%0.10%80.4%
Q3 202583$368K24.46%0.00%0.19%79.2%
Q2 202583$368K24.51%0.00%0.36%87.4%
Q1 202584$349K25.80%0.00%0.65%95.3%
Q4 202483$350K25.59%0.00%0.44%94.4%
Q3 202487$393K22.95%0.00%0.80%86.4%
Q2 202489$378K23.88%0.00%1.23%94.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.55%
91st
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.54%
44th
Loans to deposits80.8%
19th
Uninsured deposits0.0%
81st
Loan-loss reserves3.03%
93rd
Texas ratio0.0%
93rd

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InstitutionScoreAssetsCapitalProblem loansCompare
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Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT93 out of 100, Very strong$166K99.9%—vs
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North Sanpete Federal Credit UnionCredit union Fairview, UT89 out of 100, Very strong$1.2M23.5%0.00%vs
Flexpak Federal Credit UnionCredit union Woods Cross, UT87 out of 100, Very strong$1.9M19.9%0.00%vs
Orem City Employees Federal Credit UnionCredit union Orem, UT82 out of 100, Strong$2.7M14.3%0.13%vs

Deposit insurance

Is my money safe at Presto Lewiston Employees Credit Union?

Yes. Presto Lewiston Employees Credit Union is a federally insured credit union (NCUA charter #67108). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Presto Lewiston Employees Credit Union lists 1 office in 1 city. Most locations:

  • Lewiston, UT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Presto Lewiston Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67108
RSSD ID
523394
Primary regulator
State + NCUA
Established
1977
Headquarters
1110 E 200 S, Lewiston, UT 84320
Employees
1

Quick answers

Presto Lewiston Employees Credit Union: common questions

Is Presto Lewiston Employees Credit Union NCUA insured?

Yes. Presto Lewiston Employees Credit Union is a federally insured credit union (NCUA charter #67108). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Presto Lewiston Employees Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Presto Lewiston Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Members First Credit UnionCredit union Brigham City, UT95 out of 100, Very strong$209.1M14.9%0.43%vs
Elevate Federal Credit UnionCredit union Brigham City, UT94 out of 100, Very strong$260.3M20.9%0.24%vs
Goldenwest Federal Credit UnionCredit union Ogden, UT81 out of 100, Strong$4.3B13.2%0.47%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
Bank of UtahBank Ogden, UT75 out of 100, Strong$3.8B12.7%0.15%vs
New Heights Federal Credit UnionCredit union Logan, UT75 out of 100, Strong$27.7M14.9%0.93%vs