Side-by-side · Q2 2026 data
Bank of Utah vs Utah Power Credit Union
Metric by metric
| Measure | Bank of Utah | Utah Power Credit Union |
|---|---|---|
| TellerScore | 75 | 87 (stronger) |
| Capital cushion | 77 | 87 (stronger) |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 26 | 92 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 77th | 96th |
| Total assets | $3.8B | $1.1B |
| Deposits / shares | $3.0B | $957.9M |
| Capital ratio | 12.74% | 13.72% (stronger) |
| Problem loans | 0.15% (stronger) | 0.27% |
| Net charge-offs | 0.23% | 0.08% (stronger) |
| Return on assets | 1.30% | 1.38% (stronger) |
| Loans ÷ deposits | 99.2% | 58.0% (stronger) |
| Uninsured deposits | 46.4% | 22.4% (stronger) |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utah Power Credit Union has the higher TellerScore (87 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 1 and Utah Power Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.