Headquartered in Murray, Utah, Utah Power Credit Union is a federally insured state-chartered credit union with $1.1B in total assets and $957.9M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1935.
Utah Power Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 454 credit unions with $1 billion – $10 billion. Among 51 credit unions headquartered in Utah, it ranks 7th. Problem-loan coverage contributes the most (98/100, 1.0%); earnings contributes the least (75/100, 1.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (81 → 87), mostly because the earnings component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 80 |
| Q4 2024 | 79 |
| Q1 2025 | 81 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 86 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.91% |
| Q3 2024 | 13.85% |
| Q4 2024 | 13.63% |
| Q1 2025 | 13.36% |
| Q2 2025 | 13.48% |
| Q3 2025 | 13.53% |
| Q4 2025 | 13.59% |
| Q1 2026 | 13.48% |
| Q2 2026 | 13.72% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.27% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.38% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.34% |
| Q1 2026 | 0.33% |
| Q2 2026 | 0.27% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.27% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.79% |
| Q1 2026 | 1.25% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $1.1B | 13.72% | 0.27% | 1.38% | 58.0% |
| Q1 2026 | 86 | $1.1B | 13.48% | 0.33% | 1.25% | 55.7% |
| Q4 2025 | 82 | $1.1B | 13.59% | 0.34% | 0.79% | 56.5% |
| Q3 2025 | 82 | $1.0B | 13.53% | 0.28% | 0.70% | 55.8% |
| Q2 2025 | 81 | $1.0B | 13.48% | 0.38% | 0.68% | 54.5% |
| Q1 2025 | 81 | $1.0B | 13.36% | 0.16% | 0.51% | 52.6% |
| Q4 2024 | 79 | $993.1M | 13.63% | 0.27% | 0.27% | 54.3% |
| Q3 2024 | 80 | $969.8M | 13.85% | 0.18% | 0.23% | 55.5% |
| Q2 2024 | 80 | $959.2M | 13.91% | 0.16% | 0.15% | 54.4% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Utah
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Utah First Federal Credit UnionCredit union Salt Lake City, UT | 71 out of 100, Strong | $1.2B | 10.4% | 0.13% | vs |
| Deseret First Federal Credit UnionCredit union West Valley Cit, UT | 60 out of 100, Moderate | $1.3B | 8.6% | 0.75% | vs |
| Cyprus Federal Credit UnionCredit union West Jordan, UT | 71 out of 100, Strong | $2.1B | 12.4% | 0.41% | vs |
| Canyon View Federal Credit UnionCredit union Salt Lake City, UT | 55 out of 100, Moderate | $2.1B | 9.8% | 1.36% | vs |
| Utah Community Federal Credit UnionCredit union Provo, UT | 74 out of 100, Strong | $4.0B | 10.7% | 0.38% | vs |
| Goldenwest Federal Credit UnionCredit union Ogden, UT | 81 out of 100, Strong | $4.3B | 13.2% | 0.47% | vs |
Deposit insurance
Is my money safe at Utah Power Credit Union?
Yes. Utah Power Credit Union is a federally insured credit union (NCUA charter #67132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 22.4% of shares and deposits ($214.2M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
8 locations
Branches
Utah Power Credit Union lists 8 offices in 8 cities. Most locations:
- Helper, UT (1)
- Huntington, UT (1)
- Murray, UT (1)
- Ogden, UT (1)
- Price, UT (1)
- Roosevelt, UT (1)
- Salt Lake City, UT (1)
- Vernal, UT (1)
Identity & history
Profile
- Legal name
- Utah Power Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67132
- RSSD ID
- 513199
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- 957 E 6600 S, Murray, UT 84121
- Employees
- 65
Quick answers
Utah Power Credit Union: common questions
Is Utah Power Credit Union NCUA insured?
Yes. Utah Power Credit Union is a federally insured credit union (NCUA charter #67132). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Utah Power Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Utah Power Credit Union have?
8 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Murray
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Uintah Credit UnionCredit union Vernal, UT | 100 out of 100, Very strong | $3.9M | 21.3% | 0.00% | vs |
| Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT | 93 out of 100, Very strong | $166K | 99.9% | — | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| Optum Bank, Inc.Bank Draper, UT | 93 out of 100, Very strong | $21.4B | 13.2% | 0.21% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Wiremen'S Credit UnionCredit union Parma, OH | 92 out of 100, Very strong | $40.6M | 17.0% | 0.11% | vs |