Side-by-side · Q2 2026 data
Bank of Utica vs Grasshopper Bank, N.A.
Metric by metric
| Measure | Bank of Utica | Grasshopper Bank, N.A. |
|---|---|---|
| TellerScore | 92 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 32 |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 99th | 33rd |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 26.49% (stronger) | 8.22% |
| Problem loans | 0.59% | 0.46% (stronger) |
| Net charge-offs | 0.01% | -0.22% (stronger) |
| Return on assets | 4.80% (stronger) | 1.04% |
| Loans ÷ deposits | 14.3% (stronger) | 83.0% |
| Uninsured deposits | 34.5% | 17.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Utica has the higher TellerScore (92 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utica leads on 4 and Grasshopper Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.