Grasshopper Bank, N.A. (FDIC certificate #59113) is based in New York, New York. Its Q2 2026 call report shows $1.6B in total assets and $1.4B in deposits and 1 office.
Grasshopper Bank, N.A. has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 33% of its 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 60th. Problem-loan coverage contributes the most (92/100, 3.8%); capital cushion contributes the least (32/100, 8.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 21 points (43 → 64), mostly because the loan quality component improved by 40 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 56 |
| Q4 2024 | 49 |
| Q1 2025 | 48 |
| Q2 2025 | 43 |
| Q3 2025 | 46 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.05% |
| Q3 2024 | 8.02% |
| Q4 2024 | 7.91% |
| Q1 2025 | 10.81% |
| Q2 2025 | 8.09% |
| Q3 2025 | 8.45% |
| Q4 2025 | 8.02% |
| Q1 2026 | 8.06% |
| Q2 2026 | 8.22% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.91% |
| Q1 2025 | 1.33% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.59% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.46% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.88% |
| Q4 2025 | 2.71% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.04% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $1.6B | 8.22% | 0.46% | 1.04% | 83.0% |
| Q1 2026 | 66 | $1.5B | 8.06% | 0.48% | 1.40% | 85.4% |
| Q4 2025 | 64 | $1.6B | 8.02% | 0.55% | 2.71% | 77.5% |
| Q3 2025 | 46 | $1.4B | 8.45% | 1.59% | 0.88% | 81.3% |
| Q2 2025 | 43 | $1.3B | 8.09% | 1.66% | 0.66% | 79.9% |
| Q1 2025 | 48 | $939.0M | 10.81% | 1.33% | 0.10% | 83.3% |
| Q4 2024 | 49 | $867.5M | 7.91% | 0.91% | 0.02% | 79.6% |
| Q3 2024 | 56 | $870.6M | 8.02% | 0.41% | 0.08% | 78.4% |
| Q2 2024 | 58 | $835.7M | 8.05% | 0.19% | 0.11% | 79.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alma BankBank Astoria, NY | 57 out of 100, Moderate | $1.6B | 10.3% | 0.84% | vs |
| Bank of UticaBank Utica, NY | 92 out of 100, Very strong | $1.5B | 26.5% | 0.59% | vs |
| The Adirondack Trust CompanyBank Saratoga Springs, NY | 69 out of 100, Moderate | $1.7B | 10.5% | 0.44% | vs |
| Pathfinder BankBank Oswego, NY | 42 out of 100, Below average | $1.5B | 9.6% | 4.69% | vs |
| Rhinebeck BankBank Rhinebeck, NY | 69 out of 100, Moderate | $1.5B | 10.9% | 0.38% | vs |
| Ulster Savings BankBank Kingston, NY | 53 out of 100, Below average | $1.4B | 9.8% | 1.54% | vs |
Deposit insurance
Is my money safe at Grasshopper Bank, N.A.?
Yes. Grasshopper Bank, N.A. is an FDIC-insured institution (FDIC certificate #59113). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.9% of deposits ($257.4M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.22%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.00% (benchmark: 10%).
1 location
Branches
Grasshopper Bank, N.A. lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Grasshopper Bank, N.A.
- Type
- National bank
- FDIC certificate #
- 59113
- RSSD ID
- 5210989
- Primary regulator
- OCC
- Holding company
- Grasshopper Bcorp Inc
- Established
- May 13, 2019
- Headquarters
- 261 5th Ave, New York, NY 10016
- Website
- www.grasshopper.bank
- Employees
- 156
Quick answers
Grasshopper Bank, N.A.: common questions
Is Grasshopper Bank, N.A. FDIC insured?
Yes. Grasshopper Bank, N.A. is an FDIC-insured institution (FDIC certificate #59113). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grasshopper Bank, N.A.'s TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grasshopper Bank, N.A. ever failed?
There is no failure record for FDIC certificate #59113 in the FDIC failed bank list.
How many branches does Grasshopper Bank, N.A. have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |