Side-by-side · Q2 2026 data
Bank of Vici vs Peoples State Bank
Metric by metric
| Measure | Bank of Vici | Peoples State Bank |
|---|---|---|
| TellerScore | 30 | 85 (stronger) |
| Capital cushion | 52 | 80 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 70 (stronger) |
| Funding & liquidity | 99 (stronger) | 80 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 1st | 78th |
| Total assets | $28.9M | $13.9M |
| Deposits / shares | $26.8M | $12.1M |
| Capital ratio | 10.23% | 13.04% (stronger) |
| Problem loans | 12.31% | 0.00% (stronger) |
| Net charge-offs | 0.32% | -0.02% (stronger) |
| Return on assets | -0.87% | 1.24% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 80.0% |
| Uninsured deposits | 15.7% | 4.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (85 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Bank of Vici leads on 1 and Peoples State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.