TellerScore

Bank of Vici (FDIC certificate #420) is based in Vici, Oklahoma. Its Q2 2026 call report shows $28.9M in total assets and $26.8M in deposits and 1 office.

Based on its Q2 2026 filing, Bank of Vici scores 30/100, which we describe as low. That is higher than only 1% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 167th. Its strongest component is funding & liquidity (99/100; 50% loans-to-deposits, 16% uninsured), and its lowest is problem-loan coverage (0/100; 69.0%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Tier 1 leverage ratio: 10.23%
Loan quality0/100
Noncurrent loans ÷ total loans: 12.31%
Earnings0/100
Return on assets (annualized): -0.87%
Funding & liquidity99/100
Loans ÷ deposits and uninsured-deposit share: 50.3% · 15.7% uninsured
Problem-loan coverage0/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 69.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (27 → 30), mostly because the problem-loan coverage component weakened by 18 points.

TellerScore
273747Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202445
Q3 202447
Q4 202439
Q1 202533
Q2 202527
Q3 202528
Q4 202536
Q1 202638
Q2 202630
Tier 1 leverage ratio
5.00%10.47%15.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202415.24%
Q3 202415.94%
Q4 202413.07%
Q1 202510.98%
Q2 20258.58%
Q3 20258.48%
Q4 20259.90%
Q1 20269.10%
Q2 202610.23%
Noncurrent loans
2.39%7.57%12.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 202412.76%
Q3 202410.76%
Q4 20248.36%
Q1 20257.51%
Q2 20255.22%
Q3 20255.02%
Q4 20253.12%
Q1 20262.39%
Q2 202612.31%
Return on assets
-8.88%-4.44%-0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.28%
Q3 2024-0.01%
Q4 2024-1.88%
Q1 2025-7.23%
Q2 2025-8.88%
Q3 2025-6.81%
Q4 2025-5.53%
Q1 2026-0.72%
Q2 2026-0.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202630$28.9M10.23%12.31%-0.87%50.3%
Q1 202638$31.7M9.10%2.39%-0.72%49.0%
Q4 202536$29.1M9.90%3.12%-5.53%52.6%
Q3 202528$30.6M8.48%5.02%-6.81%52.9%
Q2 202527$32.7M8.58%5.22%-8.88%50.2%
Q1 202533$34.3M10.98%7.51%-7.23%55.4%
Q4 202439$34.9M13.07%8.36%-1.88%57.0%
Q3 202447$33.4M15.94%10.76%-0.01%67.4%
Q2 202445$32.7M15.24%12.76%-0.28%68.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.23%
22nd
Total risk-based capital0.00%
27th
Problem loans12.31%
1st
Net charge-offs0.32%
8th
Return on assets-0.87%
7th
Net interest margin4.28%
65th
Efficiency ratio118.5%
8th
Loans to deposits50.3%
70th
Uninsured deposits15.7%
51st
Loan-loss reserves3.15%
94th
Texas ratio69.0%
1st

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
The Hopeton State BankBank Hopeton, OK66 out of 100, Moderate$30.8M11.3%0.00%vs
First State Bank in TempleBank Temple, OK64 out of 100, Moderate$26.4M22.2%8.60%vs
First Summit BankBank Ryan, OK55 out of 100, Moderate$33.8M13.7%7.11%vs
First American BankBank Stonewall, OK82 out of 100, Strong$34.3M13.1%0.67%vs
The First National Bank of FletcherBank Fletcher, OK65 out of 100, Moderate$23.4M9.9%1.07%vs
Farmers and Merchants BankBank Maysville, OK71 out of 100, Strong$22.0M10.9%1.61%vs

Deposit insurance

Is my money safe at Bank of Vici?

Yes. Bank of Vici is an FDIC-insured institution (FDIC certificate #420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.7% of deposits ($4.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.23%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Vici lists 1 office in 1 city. Most locations:

  • Vici, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Vici
Type
State-chartered bank
FDIC certificate #
420
RSSD ID
286251
Primary regulator
FDIC
Holding company
Vici Bcorp
Established
January 1, 1902
Headquarters
121 W Broadway, Vici, OK 73859
Employees
11

Quick answers

Bank of Vici: common questions

Is Bank of Vici FDIC insured?

Yes. Bank of Vici is an FDIC-insured institution (FDIC certificate #420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Vici's TellerScore?

30 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Vici ever failed?

There is no failure record for FDIC certificate #420 in the FDIC failed bank list.

How many branches does Bank of Vici have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Vici

InstitutionScoreAssetsCapitalProblem loansCompare
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Cowboy BankBank Kremlin, OK84 out of 100, Strong$350.3M12.7%0.49%vs
Community State Bank of CantonBank Canton, OK83 out of 100, Strong$73.0M12.9%0.34%vs
The Seiling State BankBank Seiling, OK79 out of 100, Strong$195.0M10.5%0.00%vs
Bank of Western OklahomaBank Elk City, OK73 out of 100, Strong$469.7M8.1%0.11%vs
Stride Bank, National AssociationBank Enid, OK69 out of 100, Moderate$5.4B8.4%0.48%vs