Side-by-side · Q2 2026 data
Bank of Walker County vs Nova Bank
Metric by metric
| Measure | Bank of Walker County | Nova Bank |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 79 (stronger) | 48 |
| Funding & liquidity | 65 (stronger) | 52 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 54th | 70th |
| Total assets | $98.5M | $91.2M |
| Deposits / shares | $87.9M | $66.1M |
| Capital ratio | 11.24% | 28.11% (stronger) |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.49% (stronger) | 0.69% |
| Loans ÷ deposits | 82.3% (stronger) | 106.4% |
| Uninsured deposits | 26.5% | 16.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nova Bank has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Walker County leads on 2 and Nova Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.